THE BEAUTY IN FAILURE 

At this point in my life, public speaking does not frighten me, in fact, I do it often. I do recognize that I am a work in progress; however, this does not create hesitance or fear. The thing is, my path to becoming a public speaker started with a defining moment of failure and embarrassment. 

NOBODY IS COMING – A LESSON FROM MELLODY HOBSON ON TAKING FULL OWNERSHIP OF YOUR LIFE

This statement, first said by Collins in 1994, was initially an encouragement to women to reject the patriarchal idea that men were the key to their financial stability and success. More recently, Hobson, having had this statement as a personal mantra, uses it as a call to action to all persons to take full responsibility for their lives and decisions and in particular, their financial health.