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...in the space of one week, it all came crashing down and, suddenly, both jobs came to an end, and I found myself unemployed. The construction project was put on hold for about a year and the church changed its service times when I was unavailable. What made it worse was that both jobs came to an end at the beginning of summer when I needed the jobs the most...

THE JOY IN THE JOURNEY

On one occasion while speaking to the students at my old law school, I stressed that while the ultimate goal was to pass the exams and become attorneys, it was equally important for.....

DON’T IGNORE THE SMALL WINS

...most people are very hard on themselves. If you ask a random person, chances are they will tell you they are not happy where they are or feel they should be further. One might give a slightly more more optimistic response in saying that they are not where they want to be - as yet....

NEW SEASON, OLD WAYS

It’s the first month of 2022, and many persons, including myself, have made plans and goals for the new year. Persons will want to see numbers decrease on the scale and increase on the bank statement. Persons will want to find love again or for the first time. Persons will aim to cut ties with toxic people and/or stop their own destructive behavior. Whatever change one chooses to attempt, success will be hard to attain if one pursues the new goals while holding on to old habits. 

DON’T BE AFRAID TO BE SEEN TRYING

Many persons I know, myself included, have, at some point, had goals and aspirations, but were shy to go after them - and afraid to be seen going after them. The ‘why’ is obvious. Failure when it’s happening doesn’t feel good and people generally aren’t kind in those situations. Even in succeeding, people can still be unkind. But in focusing on these people, you run the risk of not getting what you truly want. 

LET’S TALK ABOUT GENERATIONAL POVERTY – HOW YOU LEARNED TO BE POOR  

In the wake of the recent pandemic, much has been said about the need for greater financial literacy and the idea of creating generational wealth. This piece will examine the reverse - generational poverty (poverty for at least 2 generations). In The Bahamas, this would be considered a ‘generational curse’ and we’d say that ‘the apple doesn’t fall too far from the tree.’ The truth is that poverty, just like genetics, is passed down from parents to their children (and culturally); but unlike genetics, poverty is learned. 

DESPISE THE FREE LUNCH – KNOWING WHEN SOMETHING IS TOO GOOD TO BE TRUE 

This law, among other things, discourages persons from carelessly accepting unrealistic promises or things of value at seemingly no cost. While the offer/gift may be appealing in the moment, the recipient will likely pay in the future. Also, it is important to recognize that the free lunch can present itself in many different ways. While this is a financial literacy post, it doubles as a post about life as well in discussing the true cost of the free lunch. 

TO BOLDLY GO WHERE NO MAN HAS GONE BEFORE – STAR TREK’S LESSON ON LIVING YOUR BEST LIFE

The show, ‘Star Trek: The Next Generation’, has always been a favourite of mine. There have been many debates on which episode is the best, if asked, my pick is the episode named ‘Tapestry’ (episode 15 of Season 6). While this series was always engaging, this particular episode offered several lessons about how we are to get the most out of life and how we are to boldly...be bold!